Consumer Success Stories Against Debt Collectors
Note: These are a samples of actual letters received on behalf of satisfied Firm clients. We have been given permission to use their full names and locations to prove their authenticity. Due to confidentiality in settlement agreements, the company’s names have been removed. It should be remembered that every individual case presents different factual circumstances and therefore past cases are not a guarantee of future results. Kahn & Associates, L.L.C cannot guarantee any particular outcome by using our Firm.
My biggest fear was the upfront cost to me. I was facing unfair collection efforts from a debt collector. Your service reduced the debt calls. I was pleasantly surprised that the issue was resolved and the settlement was received. I should have asked for a personal financial settlement. You resolved the debt and cleared my credit. I have recommended you to everyone I know. The most important issue is that the consumer needs to know that they don't have to deal with the harassment of debt collectors.
I was facing constant harassment. Knowing who to contact in order to resolve the problem has made my life much easier. Your firm is very friendly to deal with. You have fast response and successful results. I will recommend you to friends and family. It was a positive experience, you're very thorough.
I was really worried about having to pay you out of my own pocket, but was relieved I didn't have to. Attorney David S. was excellent! If I need this type of help again, I will use your firm. I would recommend you to my friends, families and co-workers. Your concern for your clients is a priority for your team and your persistent efforts get results!
I was afraid of the harassment and getting arrested. You overcame that fear. You resolved the over-drafting of my account that they caused and got half my money back. I was surprised that it didn't take long. There haven't been any more phone calls. I would have liked to recover all of my money that they took. The whole process was done in a quick, professional manner and got quick results. I will recommend you to family friends. People need to know how fast and understanding your firm is.
I was afraid of being sued and taken to court. You relieved my fears. You stopped all the phone calls.
My biggest fear was that I would owe money. I'm happy that your office represented me and was able to take care of my problem. I never had an account with [the company] but was being harassed anyway. I was pleased with your services and can say your office was able to answer all of my questions. I would recommend your office to others. People need to know that you really care.
I was scared of the outcome. I was being threatened, suffered harassing calls; you made them stop. I was glad to get help from you because I didn't know where else to turn. You made all the calls stop and I got paid for their violation. I would recommend you to friends and family. People need to know that there aren't any upfront costs in hiring you.
I was afraid the collectors would never stop harassing me and take more money from me without any permission. I was facing a harassing debt collector that took money out of my account without my permission and was harassing my boss on a daily basis. Your services were great. It didn't take very long to get my money back. David Skall was very professional and did a great job helping me.
I didn't really have any fear about your firm. The only thing I thought was it will be another or maybe two away from one of our problems. You overcame any doubt the first time I heard "this is crazy and it needs to stop". We were facing harassment; your firm has overwhelmed us and put a smile back in our faces. To say our life is better and easier is an understatement. You gave us our phone life back along with peace of mind. We were surprised that someone was actually going to help one of the many situations we have been dealing with. Everything about your firm was remarkable; you have been kind, caring and very helpful. Your firm stopped our phone from ringing off the hook. We are NO longer afraid to pick up the phone and answer calls! You get the job done and quickly. We absolutely and without any hesitation will recommend your services. You know how to do your job right and in a timely way. You've been like little angels protecting our rights.
I was fearful about using someone I found on the internet, but you slayed my fears with the first phone call. I was receiving constant harassment from [the company] about a situation I had nothing to do with. [The company] stopped calling after your intervention. You were easy to deal with and understood my problem and your staff was pleasant, informative and stayed in contact. I was familiar with your location having lived in that area years ago. You were successful in solving my problem with [the company]. I trust you will be again with [a different company]. I have already passed your name along to others needing your services.
I had a problem with cash net, they were calling me all times of the day. Your company helped solve the problems with them. They were calling about money I did not owe them. You have given me some relief from this, they were trying to sue me for a debt that they made bad. You quickly solved this case. Everyone was very nice and respectable in handling my case. You got the court to award me a money settlement and stopped the companies from calling. This was the best business experience to resolve these problems. I would very much recommend you to friends and family. The time and passion in this case was very good and even got compensation.
Our biggest fear was that the phone harassment would continue. We were uncertain of how we could protect ourselves from the phone harassment and the demands made upon us concerning our son's credit card situation. The phone harassment ended and we received mandatory recitation due to the breaking of FTC rules. We were happy to have found a law firm who was willing to help us with this case and win on our behalf. You were very professional with how you handled this case. We were very satisfied with the services and will recommend your firm to others if they need a law firm for assistance.
I didn't know if I had a case or not. You got the creditors to stop calling and harassing me. Now I have less stress!! The attorney was very knowledgeable and got the creditors to stop calling immediately! Your firm was very friendly and helpful!! People need to know that you can help if they are being harassed by creditors. They do NOT have to put up with that.
You took away the fear of picking up my phone day and night to listen to the person on the other end telling me what she was going to do to me. I was being threatened that collectors would come to my home, my job, calling family members. After your help the calls stopped; I can relax, sleep through the night, my blood pressure went down. I was pleasantly surprised how quickly your firm got the job done including a settlement for me. I was able to trust you; you kept me up to date with all developments of my case. I would recommend you to my friends, family, and co-workers as a firm that gets results! Thank you for everything!
My husband and I were both "worn out" with multiple phone calls daily and several times a day. We knew nothing about the assistance you could offer us until we found your info on the internet. I didn't know that a settlement would also include money for us; that helped greatly. Your staff is fabulous and very knowledgeable. Then it was the fear of your firm being straight up with us after talking to your staff, I believed you could help us and indeed you have! The phones calls from these companies have stopped. We appreciate your help. It was easy to get in touch to speak with your staff and Dan as well. Hopefully this will never happen again. I have told friends about you, you are an honest firm and do work quickly for your clients.
I was not a fraud, it was all phone harassment. Your service stopped the calls! You took quick action and got a fair settlement for me. I had used your firm for a lemon law in 2005 and your action got me a new SUV! My fiancé also used your firm in 2008 for a lemon law case for her [vehicle].
I was scared they would take away my fiance's truck because my name was on it even though I don't drive. They said we couldn't get married because they would put a lien on his house. We married December 8th. Your service lifted a big weight and lowered my stress level. You cared and treated me like family. You were very fast solving the problem by going after the bad people. You guys are remarkable. I will use you again if I ever have too and will recommend you to family and friends.
I was told to contact you by the attorney general's office. I was being called constantly for someone not at my number. The calls stopped. David Skall was very kind and understanding. I am grateful for your service. You know how to get the calls to stop quickly, that's why I would call you again. I would definitely recommend your firm.
My biggest fear was that I would be paying this account control system Inc. for a long time to come and that they would keep haunting me over this matter. I thought that [the company] would keep adding interest on their claims. Mr. Scharville resolved that problem and got them off my back. You made my life easier and got my money for me. I was surprised that your law firm took my problems into your hands when I thought there wasn't anyone who could help me. Your service was very good and your associates were very kind to me. I have no disappointment, it took a while to settle with the company but that is understandable. The firm was always polite to me. When I called I felt your firm was very nice and business-like and the lawyer did what he said he would do. You helped me regain the money that the creditors had unlawfully taken from me. I will recommend you to other friends. You do the best job helping people. Mr. Scharvelle, thank you so much for helping me.
I was afraid of the cost of hiring you, but you put that to rest. We suffered annoying daily phone calls from collectors. You stopped that problem. I was surprised with the rapid result. I was pleasantly surprised by receiving the first check. I hope to be as happy when I receive the second check. You were very thorough and had personal contact. You rapidly handled the first of two cases. You do what you say you will do. I will recommend you to friends and family as needed.
We were unsure that hiring you would cost us money or have some hidden fee. You assured us there wouldn't be a fee and there was not! You stopped the endless harassing phone calls from collectors. You were the lawyer who looked out for the "little guy", like us. We were compensated money and now sleep better. Your firm thoroughly explained the process and handled everything in a timely manner. Everyone at Kahn and Associates are true to their word, polite and true professionals while making one feel "down home". If I ever need this service again, I will call Kahn and Associates first and will recommend to friends and family. In fact, I already have. You stand behind your word, you are trust-worthy and honorable. Thanks again from our home to yours this holiday season.
My biggest fear before hiring you was that you wouldn't stop the harassment calls, but you did! You solved this problem quickly and got a financial settlement. I will recommend you to my friends, families and co-workers.
My biggest fear before hiring you was that this would be a waste of time and end up costing me money. Debt collectors were calling and your service has made a 100% difference. I was pleasantly surprised at the professionalism of the attorneys and the accessibility. No disappointments. I would recommend you to friends, family and co-workers. You are honest and legit.
My biggest fear was that your firm wouldn't take action, you overcame that. I was facing debt collector harassment and your service has made my life better and easier. Great experience working with your company, pleasant people, prompt response and gold communication. Your action on any case without making it seem trivial will keep us coming back. I have already recommended you to family, friends, and co-workers.
Before I hired your firm I was afraid of being garnished or worse. You took care of all the harassment to my daughter-in-law and me. Your service has been a blessing. Your service made our life better to know that you would protect us and show them they can't do that to people. It's terrible what they do. I love you all! God bless you! You are helping people that don't know what to do. Victoria was so sweet and helpful, she helped me understand everything. She'd call with updates. I feel your firm is wonderful and with Victoria's help and caring, she made a bad situation into a relief. All of you! I believe Victoria is a big asset to your company, thank you for everything! I really liked the way you fought for us. You did more than I ever dreamed of. You are in my address book. I've spread the word about your firm. We will always remember you. Hopefully we don't use you again, but knowing you are there is a good feeling! Glad you're on our side.
It was helpful to receive the extra income from the settlement. David Skall was prompt with his communication with me. I had a good experience with your firm. I would recommend you to my friends, family and co-workers.
I wasn't sure I had a case, but after contacting you I learned I did. You made my life better and easier once I found out I could receive compensation for the anguish my wife and I suffered.
My biggest fear was that you would view me as a consumer trying to avoid debts and not truly wanting to resolve this matter. [The Company] was misrepresenting themselves, I would agree to pay what they asked for but they kept taking money out of my account without my permission over and over. I know whom I am paying and how much to the penny. I pleasantly surprised that even though your fees were not covered, you resolved my dispute. You continually communicated with me throughout the process. Your staff was very kind and concerned for me. I can't say enough about the communication, more than any other attorney I had ever dealt with! I will definitely recommend you to family and friends. Your firm is a staunch supporter for clients in my situations.
I was afraid the material you sent me was just another law firm trying to drum up business. Your firm did excellent work and wasted no time in getting to work! Your firm was instrumental in cutting down the collection calls and harassment. My life is better, easier and more peaceful. You spoke with me as though I was a "top notch" client. The lawyers explained to me what was going on. Everyone was very nice and things were fast and smooth. I felt confident with your firm. If I need your service again, you'll be the first one to call. I will gladly recommend you to anyone who asks. You were outstanding and reliable, well-spoken and treated me with respect.
I was afraid there was a "trick" in your offer and it would cost me money in the long run, but you overcame that fear. We had a blemish on our credit record that didn't belong there, and your service helped get it removed. I am a fan of your firm! You were truthful. I would recommend you to my friends, family and co-workers.
I had already spent considerable time and effort explaining my position with the literary guild and two different collection agencies. No listened to me. I had expected you to tell me there was nothing you could do to help me. I was being charged with 2 books I never received. I had been a member of a literary guild for many years and they had a history of poor records. I had kept a record of what I ordered, received and paid for. I was ready to change my phone number in order to stop the harassment from the collection agency. During my lifetime, I’ve always been one to stand up for myself. I had learned very well that I was the only one to defend myself. I was extremely surprised and relieved after talking to one of your lawyers and learned he could stop the “madness” and possibly even collect a financial settlement for the trouble I had endured. It was remarkable that a resolution to the problem was so quick and simple. I did not expect to receive any money, so that was a pleasant surprise. Every person in your firm who talked to me was considerate, helpful and professional. As soon as you were involved, my stress ended. I will definitely recommend you to friends, family and co-workers. People need to know that there are experts who can and will help when they are battling a large company. You care and will defend the “little guy”, thank you!
I was afraid you would not be able to stop the harassment. I got calls at work, at home; they threatened lawsuits and garnishment of my wages. The calls stopped after I came to your firm. The first time I called, Justin was great; I loved speaking with him. Your firm takes action! I already recommended you to one of my co-workers and your service worked to get her a settlement as well.
Kahn and Associates stopped the collectors from calling me, making threats and talking to me as if I were sub human. Their services were remarkable because they got more action. The Attorney General did nothing to help me. The friendly staff worked with me, explained what they were going to do and actually did it. I keep their number handy in case any family or friends need it.
I just wanted the harassment to stop. Thank you for the resolution. Your service stopped the phone calls. I appreciated your quick, professional solution to my problem. I would recommend your firm to my family and friends.
Our biggest fear in hiring an attorney was the fees. Kahn and Associates do not charge up-front fees so we felt confident moving forward with them. We were getting harassed by collectors for other people’s debt. We gained some satisfaction that the collectors we sued might have been taught some form of lesson. We were pleasantly surprised by our experience; the staff was very friendly and professional. They were straight, to the point and got quick results. Our biggest disappointment is that collectors like these should be out of business! We may have to hire them again since we changed numbers and now being called for yet another person’s debt and it just seems endless. We would definitely recommend your services to our friends, families and co-workers. We meet our obligations as everyone should.
California Couple Receives $500,000 Verdict
March 20, 2009 - A San Jose jury returned a verdict totaling $500, 000 against Credigy Services Corporation for unfair collection tactics against a California couple.
The claim indicated that Credigy continued to harass the couple by calling their home over 90 times, even after they submitted numerous letters asking to cease and desist, repeating false threats that they were going to take their home and paychecks.
Bear Sterns & EMC Mortgage Pays $28 Million To Settle Charges of FDCPA Violations
September 9, 2008 - The Bear Stearns Companies recently agreed to pay $28 million it settle FTC charges that they engaged in unlawful and abusive collection practices.
The companies allegedly misrepresented the amounts the borrowers owed, charged unauthorized fees, and engaged in illegal collection practices.
Fairbanks Capital Refunds $40 Million to Consumers over alleged FDCPA Violations
August 2, 2007 - Fairbanks capital will refund more than $40 million to consumers as a part of a settlement of federal charges that it failed to post consumers' mortgage payments promptly and imposed late fees illegally.
* Cases are provided as examples as reported in the news and are not necessarily handled by Kahn & Associates, L.L.C. or intended to create any expectation of future results.